A black POS terminal with a keypad and colored payment buttons sits on a light beige countertop next to several wood and stone material samples. The background shows a softly blurred showroom interior.

Flexible ways to pay for your trade orders

Choose from payment options designed to support everything from smaller purchases to regular trade orders and larger projects.

We accept all major credit and debit cards, including American Express.

Choose the right payment option

Compare the key details before speaking to your account manager or continuing to the relevant provider.

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IWOCA PAY

Spread the cost of your trade order

Credit up to £30,000

Eligible UK limited companies can apply for interest-free credit of up to £30,000 through iwocaPay, with no upfront payment and the cost spread across 90 days.

  • Speak to your account manager and request an iwocaPay payment link.
  • Complete the application and receive a decision from iwocaPay.
  • Make the first payment after 30 days and complete the remaining payments within 90 day

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Pay Pal Pay in 3


PayPal Pay in 3 lets eligible customers divide purchases from £20 to £3,000 into three equal, interest-free monthly payments, subject to approval.

  • Select PayPal when you reach the checkout.
  • Choose Pay in 3 and make the first payment at purchase.
  • The remaining two payments are collected automatically each month.
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In-house credit

Your first two deliveries must be paid upfront or through iwocaPay. After this, you can ask our team to consider your business for in-house credit.

  • Complete two deliveries upfront or through iwocaPay.
  • Request a review through your account manager.
  • Receive a decision and an approved credit limit, where applicable.
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50/50 payment option

For orders of £15,000 or more, qualifying customers may be considered for our 50/50 payment option, allowing you to spread the cost across two payments before arranging delivery.

  • Pay a 50% deposit when your order is confirmed.
  • Pay the remaining 50% within the agreed 30-day period.
  • Arrange delivery once the balance has been paid in full.

Need help choosing a payment option?

Speak to your account manager or our trade team about your next order.